{"id":11391,"date":"2026-10-13T15:32:45","date_gmt":"2026-10-13T13:32:45","guid":{"rendered":"https:\/\/ollerbrokers.com\/?page_id=11391"},"modified":"2026-10-14T10:13:37","modified_gmt":"2026-10-14T08:13:37","slug":"caucio","status":"publish","type":"page","link":"https:\/\/ollerbrokers.com\/ca\/assegurances-empreses\/caucio\/","title":{"rendered":"Asseguran\u00e7a de cauci\u00f3"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; custom_padding_last_edited=\u00bbon|desktop\u00bb _builder_version=\u00bb4.27.5&#8243; background_image=\u00bbhttps:\/\/ollerbrokers.com\/wp-content\/uploads\/2018\/05\/cabecera-credito.jpg\u00bb custom_padding_tablet=\u00bb\u00bb custom_padding_phone=\u00bb||0px|\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.16&#8243; custom_padding=\u00bb100px||100px|\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; custom_padding=\u00bb|||\u00bb global_colors_info=\u00bb{}\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_text _builder_version=\u00bb4.16&#8243; text_font_size=\u00bb25px\u00bb header_font=\u00bb|300||on|||||\u00bb header_text_align=\u00bbcenter\u00bb text_orientation=\u00bbcenter\u00bb background_layout=\u00bbdark\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h1>Asseguran\u00e7a de cauci\u00f3<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16&#8243; background_color=\u00bb#f7f7f7&#8243; custom_padding=\u00bb50px|0px|50px|0&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_code _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<style><!-- [et_pb_line_break_holder] -->\/* Pagina de seguro de caucion (CA). 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#fff;outline-offset:3px}<!-- [et_pb_line_break_holder] -->@media (max-width:767px){.obu-c{padding:40px 0}.obu a.obu-c-b{width:100%}}<!-- [et_pb_line_break_holder] -->.obu-k{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:0;padding:0;list-style:none}<!-- [et_pb_line_break_holder] -->.obu-k li{display:flex;align-items:center;gap:14px;min-height:76px;margin:0!important;padding:14px 18px!important;background:#fff;border:1px solid #E8E5E5;border-radius:4px;list-style:none}<!-- [et_pb_line_break_holder] -->.obu-k li::before{content:none!important}<!-- [et_pb_line_break_holder] -->.obu-k br,.obu-k>p{display:none!important}<!-- [et_pb_line_break_holder] -->.obu-k svg{flex:0 0 40px;width:40px;height:40px;padding:8px;box-sizing:border-box;border-radius:50%;background:#F7EDEE;fill:none;stroke:#9B1F2E;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}<!-- [et_pb_line_break_holder] -->.obu .obu-k h3{margin:0!important;font-size:1rem!important;line-height:1.3!important}<!-- [et_pb_line_break_holder] -->@media (max-width:980px){.obu-k{grid-template-columns:repeat(2,minmax(0,1fr))}}<!-- [et_pb_line_break_holder] -->@media (max-width:560px){.obu-k{grid-template-columns:1fr}.obu-k li{min-height:64px}}<!-- [et_pb_line_break_holder] -->@media (max-width:980px){.obu-2{grid-template-columns:1fr;gap:44px}}<!-- [et_pb_line_break_holder] -->@media (max-width:767px){.obu-b{padding:44px 0}.obu-g{grid-template-columns:1fr;gap:12px}.obu-i{padding:18px 18px 20px}}<!-- [et_pb_line_break_holder] --><\/style>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu\"><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-b\"><pee class=\"obu-lead\">Una asseguran\u00e7a de cauci\u00f3 \u00e9s una garantia de compliment. L\u2019asseguradora respon davant d\u2019un tercer \u2014una administraci\u00f3 o un client\u2014 si la teva empresa no compleix una obligaci\u00f3 legal o contractual.<\/pee><pee class=\"obu-txt\">Funciona de manera semblant a un aval bancari i acostuma a servir per aconseguir millors condicions comercials o donar una imatge de serietat i solv\u00e8ncia, sense augmentar el passiu de l\u2019empresa.<\/pee><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-b obu-w\">\n<h2 class=\"obu-t\">Com funciona<\/h2>\n<div class=\"obu-g\"><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-i\"><span class=\"obu-n\">1<\/span><\/p>\n<h3>La teva empresa (prenedor)<\/h3>\n<pee>Contracta la p\u00f2lissa i \u00e9s qui ha de complir l\u2019obligaci\u00f3.<\/pee><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-i\"><span class=\"obu-n\">2<\/span><\/p>\n<h3>Qui exigeix la garantia (assegurat)<\/h3>\n<pee>L\u2019administraci\u00f3 o el client que vol estar cobert si la teva empresa no compleix.<\/pee><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-i\"><span class=\"obu-n\">3<\/span><\/p>\n<h3>L\u2019asseguradora<\/h3>\n<pee>Emet la garantia i paga a l\u2019assegurat si hi ha incompliment.<\/pee><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<pee class=\"obu-nota\">Si l\u2019asseguradora paga, despr\u00e9s reclama aquest import a la teva empresa. La cauci\u00f3 no cobreix la teva p\u00e8rdua: garanteix a l\u2019altre que cobrar\u00e0.<\/pee><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-b\">\n<h2 class=\"obu-t\">Tipus d\u2019asseguran\u00e7a de cauci\u00f3<\/h2>\n<ul class=\"obu-k\">\n<li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M7 3h7l4 4v14H7z\"\/><path d=\"M14 3v4h4\"\/><circle cx=\"12.5\" cy=\"14.5\" r=\"3\"\/><path d=\"M12.5 13v1.6l1 .8\"\/><\/svg><br \/>\n<h3>Garantia provisional de licitaci\u00f3<\/h3>\n<\/li>\n<li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M7 3h7l4 4v14H7z\"\/><path d=\"M14 3v4h4\"\/><path d=\"M9.8 14.6l1.9 1.9 3.6-3.8\"\/><\/svg><br \/>\n<h3>Garantia definitiva de contractes p\u00fablics<\/h3>\n<\/li>\n<li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M7 3h7l4 4v14H7z\"\/><path d=\"M14 3v4h4\"\/><path d=\"M12.5 11.5v6M9.5 14.5h6\"\/><\/svg><br \/>\n<h3>Garantia complement\u00e0ria de contractes p\u00fablics<\/h3>\n<\/li>\n<li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M4 11l8-7 8 7\"\/><path d=\"M6 9.5V20h12V9.5\"\/><path d=\"M10 20v-6h4v6\"\/><\/svg><br \/>\n<h3>Quantitats anticipades en habitatge<\/h3>\n<\/li>\n<li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M3 8l9-4 9 4v8l-9 4-9-4z\"\/><path d=\"M3 8l9 4 9-4\"\/><path d=\"M12 12v8\"\/><\/svg><br \/>\n<h3>Garanties duaneres<\/h3>\n<\/li>\n<li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M13 2L5 14h6l-1 8 8-12h-6z\"\/><\/svg><br \/>\n<h3>Acc\u00e9s i connexi\u00f3 a la xarxa el\u00e8ctrica<\/h3>\n<\/li>\n<li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M21 3L3 10.5l7 2.5 2.5 7z\"\/><path d=\"M10 13l11-10\"\/><\/svg><br \/>\n<h3>Ag\u00e8ncies de viatges<\/h3>\n<\/li>\n<li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"8\" cy=\"15\" r=\"4\"\/><path d=\"M11 12l9-9\"\/><path d=\"M16 7l3 3\"\/><path d=\"M14 9l2 2\"\/><\/svg><br \/>\n<h3>Agents immobiliaris a Catalunya<\/h3>\n<\/li>\n<li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><rect x=\"3\" y=\"7\" width=\"18\" height=\"13\" rx=\"2\"\/><path d=\"M9 7V5h6v2\"\/><path d=\"M3 13h18\"\/><\/svg><br \/>\n<h3>Contractes entre empreses<\/h3>\n<\/li>\n<\/ul>\n<\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-c\">\n<div><pee class=\"obu-c-t\">Et demanen una garantia?<\/pee><pee class=\"obu-c-d\">Digues-nos quina \u00e9s i t\u2019ajudem a prestar-la amb una asseguran\u00e7a de cauci\u00f3. Sense comprom\u00eds.<\/pee><\/div>\n<p><a class=\"obu-c-b\" href=\"https:\/\/ollerbrokers.com\/ca\/contacte\/\" data-pop=\"1\">Parlem-ne<\/a><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-b obu-w\">\n<h2 class=\"obu-t\">Preguntes freq\u00fcents<\/h2>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-q\">\n<h3>Quina difer\u00e8ncia hi ha entre una asseguran\u00e7a de cauci\u00f3 i una asseguran\u00e7a de cr\u00e8dit?<\/h3>\n<pee>L\u2019asseguran\u00e7a de cr\u00e8dit protegeix la teva empresa si un client no et paga. La de cauci\u00f3 protegeix un tercer si \u00e9s la teva empresa la que no compleix.<\/pee><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-q\">\n<h3>L\u2019asseguradora assumeix el cost si la meva empresa incompleix?<\/h3>\n<pee>Paga al beneficiari de la garantia, per\u00f2 despr\u00e9s reclama aquest import a la teva empresa.<\/pee><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-q\">\n<h3>Serveix una asseguran\u00e7a de cauci\u00f3 per a un contracte p\u00fablic?<\/h3>\n<pee>S\u00ed. La Llei de contractes del sector p\u00fablic l\u2019admet com a forma de prestar la garantia definitiva.<\/pee><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"obu-q\">\n<h3>Quines garanties es poden prestar amb una asseguran\u00e7a de cauci\u00f3?<\/h3>\n<pee>Entre d\u2019altres, les de les licitacions p\u00fabliques (provisional i definitiva), la devoluci\u00f3 de quantitats anticipades en la compra d\u2019habitatge, les duaneres i la d\u2019acc\u00e9s a la xarxa el\u00e8ctrica quan es diposita a la Caixa General de Dip\u00f2sits. Cadascuna t\u00e9 els seus requisits.<\/pee><\/div>\n<p><!-- [et_pb_line_break_holder] --><a class=\"obu-mas-a\" href=\"https:\/\/ollerbrokers.com\/ca\/assegurances-empreses\/credit-i-caucio\/\">Veure l\u2019asseguran\u00e7a de cr\u00e8dit<\/a><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><script>(function(){var a=document.querySelector('.obu a.obu-c-b');if(!a){return;}a.addEventListener('click',function(e){if(a.getAttribute('data-pop')!=='1'){return;}var q='boton-formulario-';var b=document.querySelector('.oller-contacto-btn')||document.getElementById(q+'ES')||document.getElementById(q+'CAT')||document.getElementById(q+'EN');if(b){e.preventDefault();b.click();}});})();<\/script><!-- [et_pb_line_break_holder] -->[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16&#8243; background_color=\u00bb#f7f7f7&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_row custom_padding_last_edited=\u00bbon|desktop\u00bb _builder_version=\u00bb4.16&#8243; background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb custom_padding_tablet=\u00bb\u00bb custom_padding_phone=\u00bb0px||0px|\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; custom_padding=\u00bb|||\u00bb global_colors_info=\u00bb{}\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_text _builder_version=\u00bb4.16&#8243; custom_margin_tablet=\u00bb\u00bb custom_margin_phone=\u00bb0px||0px|\u00bb custom_margin_last_edited=\u00bbon|desktop\u00bb custom_padding_tablet=\u00bb\u00bb custom_padding_phone=\u00bb0px||0px|\u00bb custom_padding_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h5 style=\"text-align: center;\">Productes relacionats<\/h5>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_3,1_3,1_3&#8243; _builder_version=\u00bb4.16&#8243; background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; custom_padding=\u00bb|||\u00bb global_colors_info=\u00bb{}\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_code _builder_version=\u00bb4.16&#8243; text_orientation=\u00bbcenter\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<div><a href=\"https:\/\/ollerbrokers.com\/ca\/assegurances-empreses\/credit-i-caucio\/\"><img decoding=\"async\" src=\"https:\/\/ollerbrokers.com\/wp-content\/uploads\/2018\/05\/prod-credito.png\" style=\"display:block;margin:0 auto;margin-bottom:20px\"><\/p>\n<h6 style=\"text-align:center;font-size:20px;\">Asseguran\u00e7a de cr\u00e8dit<\/h6>\n<p><\/a><\/div>\n<p>[\/et_pb_code][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; custom_padding=\u00bb|||\u00bb global_colors_info=\u00bb{}\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_code _builder_version=\u00bb4.16&#8243; text_orientation=\u00bbcenter\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<div><a href=\"https:\/\/ollerbrokers.com\/ca\/assegurances-empreses\/responsabilitat-civil\/empreses\/\"><img decoding=\"async\" src=\"https:\/\/ollerbrokers.com\/wp-content\/uploads\/2018\/05\/prod-rc.png\" style=\"display:block;margin:0 auto;margin-bottom:20px\"><\/p>\n<h6 style=\"text-align:center;font-size:20px;\">Responsabilitat civil empresarial<\/h6>\n<p><\/a><\/div>\n<p>[\/et_pb_code][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; custom_padding=\u00bb|||\u00bb global_colors_info=\u00bb{}\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_code _builder_version=\u00bb4.16&#8243; text_orientation=\u00bbcenter\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<div><a href=\"https:\/\/ollerbrokers.com\/ca\/assegurances-empreses\/responsabilitat-civil\/ciberasseguranca\/\"><img decoding=\"async\" src=\"https:\/\/ollerbrokers.com\/wp-content\/uploads\/2018\/05\/prod-ciberseguro.png\" style=\"display:block;margin:0 auto;margin-bottom:20px\"><\/p>\n<h6 style=\"text-align:center;font-size:20px;\">Ciberasseguran\u00e7a<\/h6>\n<p><\/a><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16&#8243; background_color=\u00bb#9b1f2e\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row column_structure=\u00bb2_3,1_3&#8243; _builder_version=\u00bb4.16&#8243; background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb custom_margin=\u00bb||0px|\u00bb custom_padding=\u00bb|||\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb2_3&#8243; 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