{"id":7213,"date":"2019-02-06T12:26:30","date_gmt":"2019-02-06T10:26:30","guid":{"rendered":"http:\/\/ollerbrokers.com\/?p=7213"},"modified":"2025-12-15T16:51:19","modified_gmt":"2025-12-15T14:51:19","slug":"asseguranca-tot-risc-de-construccio-en-que-consisteix","status":"publish","type":"post","link":"https:\/\/ollerbrokers.com\/ca\/asseguranca-tot-risc-de-construccio-en-que-consisteix\/","title":{"rendered":"Asseguran\u00e7a Tot Risc de Construcci\u00f3; en qu\u00e8 consisteix?"},"content":{"rendered":"<p>Ets el propietari, el contractista, el promotor o el constructor d\u2019una obra? Has pensat en com pot ajudar-te una asseguran\u00e7a tot risc de construcci\u00f3? \u00a0Imagina que est\u00e0s apunt d\u2019acabar l\u2019obra i aquesta es veu afectada per un incendi&#8230;<\/p>\n<p>La contractaci\u00f3 d\u2019una p\u00f2lissa d\u2019asseguran\u00e7a de <strong>Tot Risc de Construcci\u00f3<\/strong> protegeix les p\u00e8rdues o danys materials que puguin afectar a l\u2019obra des de l\u2019inici de la construcci\u00f3 fins a la data en que s\u2019obtingui el Certificat de Final d\u2019Obra. Per tant protegim la teva inversi\u00f3, o el deute enfront al banc en cas d\u2019un cr\u00e8dit per la construcci\u00f3.<\/p>\n<h2><span style=\"font-size: 18pt\">\u00a0A qui va dirigida l\u2019asseguran\u00e7a?\u00a0<\/span><\/h2>\n<p>L\u2019asseguran\u00e7a de <strong>Tot Risc de Construcci\u00f3<\/strong> va dirigida als Propietaris, als Contractistes, als Promotors i al Constructors d\u2019una obra.<\/p>\n<p>Es poden cobrir tant obres d\u2019edificaci\u00f3 (hospitals, naus industrials, col\u00b7legis, edificis de vivendes, vivendes unifamiliars, p\u00e0rquings, &#8230;) com obres civils (carreteres, ponts, obres mar\u00edtimes, instal\u00b7lacions fotovoltaiques, parcs e\u00f2lics &#8230;)<\/p>\n<h2>Quines cobertures ofereix l\u2019asseguran\u00e7a tot risc de construcci\u00f3?<\/h2>\n<p>Una <a href=\"http:\/\/ollerbrokers.com\/ca\/assegurances-empreses\/construccio-i-muntatge\/\">p\u00f2lissa de <strong>Tot Risc de Construcci\u00f3<\/strong><\/a>, cobreix els danys causats a l\u2019obra, a la maquinaria i als equips de construcci\u00f3, per qualsevol fet accidental i imprevist. La companyia indemnitzar\u00e0 tan els danys causats per riscos convencionals (incendi, fen\u00f2mens atmosf\u00e8rics, robatori,&#8230;), com als propis de la construcci\u00f3 (errors de disseny, defecte en materials i ma d\u2019obra,&#8230;).<\/p>\n<p>Riscs basics:<\/p>\n<ul>\n<li>Incendi, explosi\u00f3 i caiguda de llamp.<\/li>\n<li>Robatori i espoliaci\u00f3.<\/li>\n<li>Impacte, xoc de vehicles i caiguda d\u2019avions.<\/li>\n<li>Riscos de for\u00e7a major o de la naturalesa.<\/li>\n<li>Perills t\u00e8cnics, errades humanes, defectes de materials o conseq\u00fc\u00e8ncies errors de disseny.<\/li>\n<\/ul>\n<p>Riscos opcionals:<\/p>\n<ul>\n<li>Equips i maquinaria de construcci\u00f3.<\/li>\n<li>Despeses de desenrunament i demolici\u00f3.<\/li>\n<li>Despeses d\u2019extinci\u00f3 i salvament.<\/li>\n<li>B\u00e9ns pre-existents.<\/li>\n<li>Honoraris professionals.<\/li>\n<li>Vaga, mot\u00ed, commoci\u00f3 civil.<\/li>\n<li>Despeses addicionals ( hores extres, treballs nocturns o dies festius i transports urgents)<\/li>\n<li>Efectes personals de empleats i obrers.<\/li>\n<li>Conseq\u00fc\u00e8ncies d\u2019errors de disseny. I sobretot en el cas obra publica es pot cobrir el propi error de disseny.<\/li>\n<li>Per\u00edode de Manteniment simple o ampli (12 o 24 mesos).<\/li>\n<li>Responsabilitat Civil.<\/li>\n<\/ul>\n<h2><span style=\"font-size: 18pt\">Com pot ajudar Oller Brokers en la contractaci\u00f3 de la teva p\u00f2lissa?<\/span><\/h2>\n<p>Oller Bussines Insurance Brokers far\u00e0 un estudi del teu projecte de construcci\u00f3 per determinar quines son les necessitats d\u2019asseguran\u00e7a i oferir la opci\u00f3 de cobertura que mes s\u2019adapti a elles.<\/p>\n<p>Si ets un contractista, recomanem incorporar a la p\u00f2lissa un Acord Marc Anual per cobrir totes les obres que es realitzen durant l\u2019anualitat. D\u2019aquest manera et beneficiar\u00e0s d\u2019unes cobertures m\u00e9s \u00e0mplies i unes condicions econ\u00f2miques millors. <a href=\"http:\/\/ollerbrokers.com\/ca\/contacte\/\">Contacta\u2019ns<\/a> sense comprom\u00eds<\/p>\n<p><em>Escrit per:<\/em><\/p>\n<ul>\n<li><em>Marta Ripoll, Client Account Manager<\/em><\/li>\n<li><em>N\u00faria Sala, Client Account Manager<\/em><\/li>\n<li><em>Amadeu Muntal, Account Manger especialista en Construcci\u00f3<\/em><\/li>\n<\/ul>\n<span class=\"et_bloom_bottom_trigger\"><\/span>","protected":false},"excerpt":{"rendered":"<p>Ets el propietari, el contractista, el promotor o el constructor d\u2019una obra? Has pensat en com pot ajudar-te una asseguran\u00e7a tot risc de construcci\u00f3? \u00a0Imagina que est\u00e0s apunt d\u2019acabar l\u2019obra i aquesta es veu afectada per un incendi&#8230; La contractaci\u00f3 d\u2019una p\u00f2lissa d\u2019asseguran\u00e7a de Tot Risc de Construcci\u00f3 protegeix les p\u00e8rdues o danys materials que [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":7215,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[29],"tags":[167],"class_list":["post-7213","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assegurances-per-empreses","tag-asseguranca-tot-risc-construccio"],"_links":{"self":[{"href":"https:\/\/ollerbrokers.com\/ca\/wp-json\/wp\/v2\/posts\/7213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ollerbrokers.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ollerbrokers.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ollerbrokers.com\/ca\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/ollerbrokers.com\/ca\/wp-json\/wp\/v2\/comments?post=7213"}],"version-history":[{"count":4,"href":"https:\/\/ollerbrokers.com\/ca\/wp-json\/wp\/v2\/posts\/7213\/revisions"}],"predecessor-version":[{"id":9757,"href":"https:\/\/ollerbrokers.com\/ca\/wp-json\/wp\/v2\/posts\/7213\/revisions\/9757"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ollerbrokers.com\/ca\/wp-json\/wp\/v2\/media\/7215"}],"wp:attachment":[{"href":"https:\/\/ollerbrokers.com\/ca\/wp-json\/wp\/v2\/media?parent=7213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ollerbrokers.com\/ca\/wp-json\/wp\/v2\/categories?post=7213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ollerbrokers.com\/ca\/wp-json\/wp\/v2\/tags?post=7213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}