{"id":6614,"date":"2018-04-24T08:10:52","date_gmt":"2018-04-24T06:10:52","guid":{"rendered":"http:\/\/ollerbrokers.com\/solutions\/liability-insurance\/companies\/"},"modified":"2026-04-14T15:28:25","modified_gmt":"2026-04-14T13:28:25","slug":"business","status":"publish","type":"page","link":"https:\/\/ollerbrokers.com\/en\/business-insurance\/liability-insurance\/business\/","title":{"rendered":"Companies"},"content":{"rendered":"

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Business liability insurance<\/h1>\n

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Liability insurance for companies is aimed at anybody undertaking business activities as it covers claims for material or personal damages as a consequence of the said activity, according to the different levels of cover detailed below.\n<\/p>\n

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Most important liability coverage types for companies<\/h2>\n

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Operations liability:<\/h4>\n

Covers claims from third parties for material or personal damages and their consequences arising from the activity of the business.<\/p>\n

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Employer liability<\/h4>\n

Claims for personal damages and their consequences from accidents at work for which the company is liable.<\/p>\n

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Product and services liability<\/h4>\n

Material and or personal damages and their consequences when caused by the products manufactured, marketed, or distributed or works carried out, or services provided by the company insured. Depending on the product the cover includes; products derived from joining or integrating components, incorporation of the product or withdrawal of the product.<\/p>\n

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Direct property damage<\/h4>\n

Damage caused to property of third parties that is not the consequence of personal or material damage and results from an accidental event that is covered.\n<\/p>\n

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Disassembly and assembly costs<\/h4>\n

Labour costs of third parties for the disassembly and assembly or defective products of the insured company, and those caused by the placing, installation or assembly of other non-defective products of the same insured company.<\/p>\n

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What events can activate the corporate liability policy?<\/h3>\n

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