Business liability insurance
Liability insurance for companies is aimed at anybody undertaking business activities as it covers claims for material or personal damages as a consequence of the said activity, according to the different levels of cover detailed below.
Most important liability coverage types for companies
Product and services liability
Direct property damage
Disassembly and assembly costs
What events can activate the corporate liability policy?
- A catering company receives a claim from an art gallery because during an event a waiter dropped a bottle of wine on a rug. The art gallery sues the catering company for the damage caused.
- An advertising agency contracts a model to pose for a catalogue. The model slips on a recently washed floor in the bathroom and breaks a leg and is therefore unable to work on the runway in Paris. The model sues the agency for damages.
- During the installation of a ventilator in a client’s factory by an industrial ventilator company the electrical mains switchboard is broken. The client sues the company for the two days that the factory is at a standstill.
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