Travel assistance insurance

Travel assistance insurance is a product designed to cover unforeseen medical incidents and other issues that can occur during a trip for business, pleasure in other countries.

It is aimed at those persons who wish to enjoy their journey to another country with the peace of mind knowing that any medical incident will be attended to and will not suppose an extra unexpected expense.

Travel assistance insurance is also aimed at those companies whose employees frequently travel abroad and wants to offer them extra protection and security.

Modalities of travel insurance

Temporary

Short and one-off trips.

Annual

Frequent trips during the year. Always when the stay does not exceed 90 consecutive days.

Long stays

Trips abroad of over consecutive 90 days during a year. When the trip abroad is over 6 months then health coverage for ex-patriate should be considered.

Receptive insurance

Aimed at foreigners travelling to Spain.

Most important coverage of travel assistance insurance

For people

  • Medical expenses.
  • Costs of prolonged hotel stays.
  • Medical transfers.
  • Repatriation of the insured for medical reasons.
  • Travel of a companion for hospitalization.
  • Return of the insured because of hospitalization of a family member.
  • Return of the insured because of death of a family member.
  • Costs of psychological attention because of kidnapping.
  • Return of the insured because of serious damage to their home.
  • Travel of a companion for medical transfer.
  • Transport of mortal remains.
  • Substitution of repatriated persons.

Luggage

  • Search and tracing luggage.
  • Late luggage arrival.
  • Damage or loss by carriers or theft of luggage and personal effects.
  • Travel delays.
  • Missing connecting flights.

Other services

  • Urgent sending of medication.
  • Sending personal objects.
  • Information and urgent message services.
  • Advancing bail bonds and funds.
  • Liability for accidents.

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