All risk property damages insurance
We offer integrated solutions for large companies and SMEs that protect both the buildings and the contents of the facilities (furniture and merchandise).
This insurance is aimed at those companies that desire maximum protection and want to cover direct material losses suffered by the insured goods for any accidental cause that is not expressly excluded.
We will analyse the risks of the company with the objective of designing the cover and define the limits that best adapt to the needs of the client.
In the policy all the risk situations for the company will be included detailing the capital guaranteed for each one of them.
Most important types of all-risk material damage coverage
The all risk property damage insurance for companies covers direct accidental or unforeseen material damage suffered by company property and guarantees the continuation of activity in the case of destruction.
All structures and contents are insured. The structure is understood to mean buildings, constructions and fixtures and renovation works. The content is understood to mean furniture, machinery, moveable fixtures, tooling, work tools, inventory and electronic devices.
Basic guarantees
Robbery and pilfering
Loss of profits
Water damage
Breakage of windows and glass
Expenses associated
Machine breakdown
Electrical damage
Extension of guarantees
What events can activate the all-risk material damage policy?
- The fire of the Windsor Building in Madrid, or the Campofrío Factory, underline the importance of having a good material damages insurance and the value of the capital up to date to guarantee the continuation of the company.
- During unloading manoeuvres a lorry hits the façade of the building causing damage.
- An attempted robbery in the offices of a company create important material damage and the loss of electronic devices.
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