Ex-patriate insurance

Aimed at ex-patriate and their families so they can travel to foreign countries with peace of mind. Medical costs away from home can suppose an important economic cost so companies usually offer their employees abroad this extra benefit. It is also aimed at students who spend time in foreign countries.

Modalities of health insurance for ex-patriate

Medical roster

The insurance provides international medical and surgical care through a network of health services provided by the company for all types of illnesses or injuries for the specialties specified in the policy. It is based on free choice of doctors and hospitals from those listed on the company’s medical roster.


The insured can go to any doctor or centre he or she chooses. In the case that the company repays the insured for the amount of the bills he or she has paid it will pay the percentages and limits established in the policy.

Most important coverage for ex-patriate insurance

Coverage is the same as for traditional health insurance:

Primary healthcare


General Medicine




Medical hospitalization and surgery

Medical diagnostics services

Preventive medicine

Special treatments

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