Accident insurance is aimed at:
- Companies who wish to offer their employees additional capital in the case of accidents.
- Companies who must provide accident insurance for their employees through the collective labour contract for the sector.
- Legal entities (associations) interested in providing coverage for a group of people who undertake activities together.
- Sporting associations and federations.
Most important coverage for accident insurance
Accident insurance guarantees the payment of compensation and planned benefits by the insurance company, when the insured suffers bodily injury as result of an accident.
In the case that it is contracted to comply with the framework of a collective contract we adapt the policy, at least the coverages and the sums insured to those demanded in that contract.
The most frequent coverages are:
Complete permanent professional disability
Absolute or permanent disability
Death by heart attack (if it is considered an accident)
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