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Kidnap & ransom insurance
Executives travelling to high-risk areas, families with a public profile or companies operating abroad can fall victim to kidnap or extortion. This insurance covers the financial consequences and provides access to specialist consultants.
Key points
Kidnap & ransom insurance covers ransom, extortion and specialist crisis management consultants. It is arranged in complete confidence, for both businesses and families.
It is arranged in complete confidence: the existence of the policy should not be known outside a very small circle.
What it covers
Crisis consultants
Experts who advise on managing the incident from the very first moment.
Ransom and extortion
The sums paid, within the policy limits.
Associated costs
Travel, communications, medical and psychological assistance, depending on the policy.
Wrongful detention and disappearance
Other related situations, on the terms of each policy.
What to check
The insured persons
Executives, posted employees, family.
The territories
Where people travel or the business operates.
Limits
Per claim and per year.
The consultancy service
Which crisis consultancy provides the service.
Frequently asked questions
Can the company tell people it has this insurance?
It is not advisable. Confidentiality is part of the protection.
Does it cover the family?
It can cover family members, if they are included in the policy.
Is it only for travel to high-risk areas?
No. It is also for people with a public profile or significant wealth.
What does it cover?
Ransom, the fees of specialist crisis management consultants and associated costs, depending on the policy.
Does it include advice during the crisis?
It usually includes the involvement of specialist consultants from the very first moment.
Can it be taken out for a specific person or for the whole company?
Both: for specific individuals or for a group, such as executives and employees who travel.
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