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Insurance for private equity, M&A and investment
In an acquisition or disposal, insurance is both a risk to be reviewed and a tool for closing the deal. In an asset manager, it protects the managers and the directors they appoint to portfolio companies.
Activities we advise on
Oller Brokers has been an insurance broker since 1952. It advises investment firms, asset managers and parties to acquisitions and disposals on the design, placement and review of their insurance programmes, with access to more than 70 insurers.
We advise funds, asset managers and companies in buy-side and sell-side processes. We review the target company's insurance programme and place the cover specific to the transaction and to the asset manager.
- Acquisitions and disposalsBuyers and sellers of companies, private equity funds, family offices investing in companies, etc.
- Asset managers, funds and fintechPrivate equity managers, investment funds, investment platforms, fintech, etc.
Risks and cover
Choose a risk to see which insurance covers it in the programme of a company in the sector.
Risk
Warranties and indemnities
Buyer claims for inaccuracies in the seller's warranties.
How it is covered
Risk
Target company's insurance programme
Insufficient cover, open claims or policies that do not survive the change of control.
How it is covered
Risk
Directors in investee companies
Liability of directors appointed by the fund.
How it is covered
Risk
Fund management
Investor claims arising from management decisions.
How it is covered
Risk
Cyber attacks
Platforms and investor data.
How it is covered
Insurance they typically need
Every company is different. These are the policies that carry most weight in the programme of a company in the sector.
- W&I (warranty and indemnity)Buyer's losses from inaccuracies by the seller in the transaction.
- Insurance due diligenceAnalysis of the target company's insurance programme.
- D&OClaims against directors and officers for their management decisions.
- Professional indemnityClaims for errors or omissions in the services provided.
- Cyber insuranceIncident response, business interruption and data-related claims.
- International programmesCoordinated cover for subsidiaries and activities in other countries.
Two ways to get started
Full programme review
We analyse all your policies together: duplicated cover, gaps, sums insured, deductibles and exclusions. We then present alternatives from different insurers.
Review of a specific policy
A renewal with a premium increase, a contract requiring new cover or a poorly resolved claim. We examine that policy and look for better terms.
Large risk programmes
A medium-sized or large company does not need a stand-alone policy, but someone to design, place and defend a complete programme. That is what we have been doing since 1952. See more
- Risk analysisWe study the business's activities, facilities, contracts and claims history. Working with specialist firms, we also offer a risk management service.
- Properly valued sums insuredWe review insured values and business interruption so that a claim payment is not reduced due to underinsurance.
- Access to the whole marketMore than 70 Spanish and international insurers, underwriting agencies and Lloyd's through coverholders.
- Co-insurance and excess layersWhen a risk exceeds one insurer's capacity, we spread it through co-insurance and structure it in as many excess layers as needed.
- International programmesFor groups with subsidiaries outside Spain, we coordinate international programmes that comply with each country's regulations.
- In-house claims teamSupports the business from notification through to settlement and defends its position with the insurer.
Frequently asked questions
What is W&I insurance?
Warranty and indemnity insurance covers the buyer's losses if the seller's warranties in the sale and purchase agreement turn out to be inaccurate. It eases negotiations and can reduce price retentions.
What do we review in an insurance due diligence?
The policies in force, their limits and exclusions, the claims history, uninsured risks and what happens to the cover after the change of control.
Are directors appointed by the fund to portfolio companies covered?
It depends on the D&O policies of the portfolio company and of the asset manager. We check that there are no gaps between the two.
Other sectors
Can't see your sector? We work with businesses in every field.
Let's talk about your business
We review your insurance programme, or the policy you're concerned about, with no obligation.