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Insurance for private wealth, family offices and art
A large family estate combines businesses, property, investments, works of art and people with a public profile. Insuring it properly means looking at it as a whole.
Activities we advise on
Oller Brokers has been an insurance broker since 1952. It advises business families, family offices and collectors on the design, placement and review of their insurance programmes, with access to more than 70 insurers.
We advise business families, family offices and collectors with the discretion they require. We review the whole programme of the family and its companies, or a specific policy, such as one covering a collection.
- Family officesFamily offices, wealth holding companies and business families. Find out more on our insurance for family offices page.
- Art and high-value assetsCollectors, corporate collections, jewellery, watches and other high-value assets.
Risks and cover
Choose a risk to see which insurance covers it in the programme of a company in the sector.
Risk
Dispersed assets
Property, vehicles, boats and assets held in different companies and countries, under separate policies.
How it is covered
Risk
Works of art
Damage, theft and transport of works, with valuations that move with the market.
How it is covered
Risk
Directors and managers
Claims against family members who hold positions in the companies.
How it is covered
Risk
Personal exposure
Targeted cyber attacks, identity theft and travel risks.
How it is covered
Risk
Kidnap & ransom
Risk for family members and executives who travel or have a public profile.
How it is covered
Insurance they typically need
Every company is different. These are the policies that carry most weight in the programme of a company in the sector.
- Art and high-value assetsWorks and pieces on an agreed value basis, at home, on loan and in transit.
- All risks property damageBuildings, machinery and stock against any damage not excluded.
- D&OClaims against directors and officers for their management decisions.
- Cyber insuranceIncident response, business interruption and data-related claims.
- Kidnap & ransomRansom, extortion and specialist consultants, in complete confidence.
- BoatsDamage to the vessel and liability arising from its use.
- High-value homeHigh-value homes and contents with tailored cover.
- Health and lifeHealth and life cover for family members.
Two ways to get started
Full programme review
We analyse all your policies together: duplicated cover, gaps, sums insured, deductibles and exclusions. We then present alternatives from different insurers.
Review of a specific policy
A renewal with a premium increase, a contract requiring new cover or a poorly resolved claim. We examine that policy and look for better terms.
Large risk programmes
A medium-sized or large company does not need a stand-alone policy, but someone to design, place and defend a complete programme. That is what we have been doing since 1952. See more
- Risk analysisWe study the business's activities, facilities, contracts and claims history. Working with specialist firms, we also offer a risk management service.
- Properly valued sums insuredWe review insured values and business interruption so that a claim payment is not reduced due to underinsurance.
- Access to the whole marketMore than 70 Spanish and international insurers, underwriting agencies and Lloyd's through coverholders.
- Co-insurance and excess layersWhen a risk exceeds one insurer's capacity, we spread it through co-insurance and structure it in as many excess layers as needed.
- International programmesFor groups with subsidiaries outside Spain, we coordinate international programmes that comply with each country's regulations.
- In-house claims teamSupports the business from notification through to settlement and defends its position with the insurer.
Frequently asked questions
How do you insure an art collection?
With a specific fine art policy, which covers the works on an agreed value basis, at home, on loan and in transit. Valuations should be updated periodically.
What is the advantage of reviewing all the family's assets at once?
It eliminates overlaps and gaps between separate policies and makes it possible to negotiate the whole package with the market.
What is kidnap & ransom insurance?
Insurance that covers ransoms, extortion and advice from consultants who specialise in these situations. It is arranged in complete confidence.
Other sectors
Can't see your sector? We work with businesses in every field.
Let's talk about your business
We review your insurance programme, or the policy you're concerned about, with no obligation.