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Insurance for gaming and betting

Gaming is a heavily regulated sector that handles a great deal of cash and, in the case of online gaming, depends entirely on its platform. Each of these three things carries its own risk and its own insurance.

Request adviceRisks and cover

Activities we advise on

Oller Brokers has been an insurance broker since 1952. It advises gaming and betting businesses on the design, placement and review of their insurance programmes, with access to more than 70 insurers.

We advise land-based and online gaming operators. We review the whole programme or a specific policy, such as the guarantee required by the regulator, to improve cover and terms.

Risks and cover

Choose a risk to see which insurance covers it in the programme of a company in the sector.

Risk

Regulatory guarantees

Regulations require operators to lodge guarantees or bonds in order to obtain and keep their licences.

How it is covered

Surety insuranceGuarantees to public authorities and clients, instead of a bank guarantee.

Insurance they typically need

Every company is different. These are the policies that carry most weight in the programme of a company in the sector.

Two ways to get started

Full programme review

We analyse all your policies together: duplicated cover, gaps, sums insured, deductibles and exclusions. We then present alternatives from different insurers.

Review of a specific policy

A renewal with a premium increase, a contract requiring new cover or a poorly resolved claim. We examine that policy and look for better terms.

Large risk programmes

A medium-sized or large company does not need a stand-alone policy, but someone to design, place and defend a complete programme. That is what we have been doing since 1952. See more

  • Risk analysisWe study the business's activities, facilities, contracts and claims history. Working with specialist firms, we also offer a risk management service.
  • Properly valued sums insuredWe review insured values and business interruption so that a claim payment is not reduced due to underinsurance.
  • Access to the whole marketMore than 70 Spanish and international insurers, underwriting agencies and Lloyd's through coverholders.
  • Co-insurance and excess layersWhen a risk exceeds one insurer's capacity, we spread it through co-insurance and structure it in as many excess layers as needed.
  • International programmesFor groups with subsidiaries outside Spain, we coordinate international programmes that comply with each country's regulations.
  • In-house claims teamSupports the business from notification through to settlement and defends its position with the insurer.

Frequently asked questions

Can I lodge the gaming operator guarantee with surety insurance?

For nationwide online gaming, the Directorate General for the Regulation of Gambling (Dirección General de Ordenación del Juego) accepts surety insurance and publishes a template for it. Land-based gaming is regulated by each autonomous community, each with its own bond requirements; we check what yours accepts.

What does employee fidelity insurance cover?

Losses caused by dishonest acts of employees, such as misappropriation of cash. In a business that handles a lot of cash, it is a key cover.

What cyber risks does an online gaming operator face?

Attacks that take the platform offline, theft of player data and payment fraud. Depending on the policy, cyber insurance covers incident response, business interruption and third-party claims.

Other sectors

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Can't see your sector? We work with businesses in every field.

Let's talk about your business

We review your insurance programme, or the policy you're concerned about, with no obligation.

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