Home / Insurance solutions / Sectors

Business insurance, sector by sector

Every activity has its own risks, contracts and requirements. We design and review insurance programmes for medium and large companies with sector knowledge and access to the whole market.

Request adviceFind your sector

Sectors

For each sector we explain which activities we advise, which risks weigh most and which policies usually form part of the programme. If your activity is not listed, we advise on it too.

Food industryMeat processing, food manufacturing, packers, canneries, beverages, etc.View sectorIndustry and manufacturingMetal and machinery, plastics, paper and packaging, textiles, furniture, printing, etc.View sectorChemicals and pharmaceuticalsBasic and fine chemicals, pharmaceutical laboratories, cosmetics, etc.View sectorAutomotiveManufacturers and suppliers, dealerships, rental, leasing, etc.View sectorAerospaceManufacturing and maintenance, business aviation, drones, etc.View sectorEnergy and environmentRenewables, waste, water, service stations, environmental services, etc.View sectorConstruction and engineeringContractors, civil engineering works, engineering firms, concessions, etc.View sectorReal estateProperty investors, REITs (SOCIMIs), funds, developers, asset managers, etc.View sectorTransport and logisticsRoad haulage, logistics operators, freight forwarders, customs, etc.View sectorMarine: maritime and portsShipping companies, ports, terminals, shipyards, fishing, leisure boating, etc.View sectorDistribution and retailSupermarkets, chains, wholesale distribution, fashion, etc.View sectorHospitality and tourismHotel groups, restaurants, tour operators, agencies, etc.View sectorEntertainment, sport and mediaClubs, events, live shows, audiovisual production, etc.View sectorGaming and bettingCasinos, gaming halls, bingo halls, online betting, etc.View sectorTechnology and telecommunicationsSoftware, IT services, operators, data centres, etc.View sectorHealthcareHospital groups, clinics, care homes, elderly care, etc.View sectorBusiness servicesProfessional firms, industrial maintenance, security, cleaning, facility management, etc.View sectorPrivate equity, M&A and investmentCompany acquisitions and disposals, asset managers, funds, fintech, etc.View sectorPrivate wealth, family offices and artBusiness families, family offices, collectors, etc.View sectorInstitutionsEducation, foundations, associations, public administrations, etc.View sector

Large risk programmes

A medium-sized or large company does not need a stand-alone policy, but someone to design, place and defend a complete programme. That is what we have been doing since 1952. See more

  • Risk analysisWe study the business's activities, facilities, contracts and claims history. Working with specialist firms, we also offer a risk management service.
  • Properly valued sums insuredWe review insured values and business interruption so that a claim payment is not reduced due to underinsurance.
  • Access to the whole marketMore than 70 Spanish and international insurers, underwriting agencies and Lloyd's through coverholders.
  • Co-insurance and excess layersWhen a risk exceeds one insurer's capacity, we spread it through co-insurance and structure it in as many excess layers as needed.
  • International programmesFor groups with subsidiaries outside Spain, we coordinate international programmes that comply with each country's regulations.
  • In-house claims teamSupports the business from notification through to settlement and defends its position with the insurer.

Two ways to get started

Full programme review

We analyse all your policies together: duplicated cover, gaps, sums insured, deductibles and exclusions. We then present alternatives from different insurers.

Review of a specific policy

A renewal with a premium increase, a contract requiring new cover or a poorly resolved claim. We examine that policy and look for better terms.

Can't see your sector?

We work with businesses in every activity. Tell us about yours and we will review your insurance programme with no obligation.

Talk to us